[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zuzaart.cz\/malo-penez-malo-zazitku\/#Article","mainEntityOfPage":"https:\/\/www.zuzaart.cz\/malo-penez-malo-zazitku\/","headline":"M\u00e1lo pen\u011bz, m\u00e1lo z\u00e1\u017eitk\u016f","name":"M\u00e1lo pen\u011bz, m\u00e1lo z\u00e1\u017eitk\u016f","description":"V\u017edycky jsi snil o tom, jak si jednoho dne koup\u00ed\u0161 vlastn\u00ed byt, postav\u00ed\u0161 si rodinn\u00fd d\u016fm, ve kter\u00e9m bude\u0161 bydlet se svou miluj\u00edc\u00ed rodinou nebo si sbal\u00ed\u0161 v\u011bci a vyraz\u00ed\u0161 na cestu kolem sv\u011bta! Takov\u00e9 pl\u00e1ny m\u011bl ve sv\u00e9m \u017eivot\u011b snad ur\u010dit\u011b ka\u017ed\u00fd, kdy\u017e byl mal\u00fd, pop\u0159\u00edpad\u011b i te\u010f, co by student. Studenti v dne\u0161n\u00ed dob\u011b, …

M\u00e1lo pen\u011bz, m\u00e1lo z\u00e1\u017eitk\u016f<\/span>P\u0159e\u010d\u00edst<\/a><\/p>","datePublished":"2019-10-01","dateModified":"2023-06-05","author":{"@type":"Person","@id":"https:\/\/www.zuzaart.cz\/author\/#Person","name":"","url":"https:\/\/www.zuzaart.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e17b3792c8c74fa5cd7a01b6291eb930?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e17b3792c8c74fa5cd7a01b6291eb930?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zuzaart.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zuzaart.cz\/wp-content\/uploads\/img_a357577_w3890_t1572110046.jpg","url":"https:\/\/www.zuzaart.cz\/wp-content\/uploads\/img_a357577_w3890_t1572110046.jpg","height":0,"width":0},"url":"https:\/\/www.zuzaart.cz\/malo-penez-malo-zazitku\/","about":["Pen\u00edze"],"wordCount":551,"articleBody":"V\u017edycky jsi snil o tom, jak si jednoho dne koup\u00ed\u0161 vlastn\u00ed byt, postav\u00ed\u0161 si rodinn\u00fd d\u016fm, ve kter\u00e9m bude\u0161 bydlet se svou miluj\u00edc\u00ed rodinou nebo si sbal\u00ed\u0161 v\u011bci a vyraz\u00ed\u0161 na cestu kolem sv\u011bta! Takov\u00e9 pl\u00e1ny m\u011bl ve sv\u00e9m \u017eivot\u011b snad ur\u010dit\u011b ka\u017ed\u00fd, kdy\u017e byl mal\u00fd, pop\u0159\u00edpad\u011b i te\u010f, co by student. Studenti v dne\u0161n\u00ed dob\u011b, si st\u011b\u017euj\u00ed, \u017ee maj\u00ed m\u00e1lo pen\u011bz. Je to proto, \u017ee se v\u0161echno zdra\u017euje, pomalu ka\u017ed\u00fdm dne. Studentsk\u00fd \u017eivot nen\u00ed, tak lehk\u00fd jak si \u010dlov\u011bk m\u016f\u017ee \u0159\u00edkat. Proto\u017ee takov\u00fd lid\u00e9, chod\u00ed p\u0159es den do \u0161kol a po ve\u010derech do pr\u00e1ce, aby m\u011bli pen\u00edze, se kter\u00fdmi vy\u017eij\u00ed alespo\u0148 ten jeden m\u011bs\u00edc. Brig\u00e1dn\u00edci u\u017e v dne\u0161n\u00ed dob\u011b maj\u00ed o mnoho v\u011bt\u0161\u00ed v\u00fdplaty ne\u017e d\u0159\u00edve, ale bohu\u017eel se takt\u00e9\u017e v\u0161echno i zdra\u017eilo. Lid\u00e9, kte\u0159\u00ed si cht\u011bj\u00ed na\u0161et\u0159it pen\u00edze, t\u00edm mysl\u00edm studenty i pracuj\u00edc\u00ed, tak mus\u00ed d\u00e1vat \u010d\u00e1st pen\u011bz ze mzdy bokem, aby si n\u011bco u\u0161et\u0159il, samoz\u0159ejm\u011b pokud ty finance na to m\u00e1.\t \tTip 1.\tV dne\u0161n\u00ed dob\u011b, pokud si chce \u010dlov\u011bk koupit vlastn\u00ed byt nebo d\u016fm, mus\u00ed \u0161et\u0159it u\u017e od dob sv\u00e9ho studia, proto\u017ee si bude pot\u0159ebovat vz\u00edt hypot\u00e9ku a tu daj\u00ed pouze tomu \u010dlov\u011bku, kter\u00fd nem\u011bl dluhy a m\u00e1 n\u011bjak\u00e9 sv\u00e9 finan\u010dn\u00ed prost\u0159edky. D\u00e1m v\u00e1m p\u00e1r tip\u016f, jak za\u010d\u00edt \u0161et\u0159it. Nap\u0159\u00edklad si m\u016f\u017eete ve sv\u00e9 bance zalo\u017eit Spo\u0159\u00edc\u00ed u\u010det, kam m\u011bs\u00ed\u010dn\u011b budete odv\u00e1d\u011bt \u010d\u00e1st sv\u00fdch \u00faspor nebo si d\u00e1vejte bokem do pokladni\u010dky, kdy\u017e nev\u011b\u0159\u00edte bank\u00e1m. Za\u0159i\u010fte si stavebn\u00ed spo\u0159en\u00ed nebo zainvestujte do dluhopis\u016f nebo n\u011bjak\u00fdch fond\u016f. Ve v\u0161ech p\u0159\u00edpadech, kter\u00e9 jsem v\u00e1m navrhnul, si napl\u00e1nujte sch\u016fzku s n\u011bjak\u00fdm finan\u010dn\u00edm poradce, ti v\u011bd\u00ed co d\u011blat.\t \tTip 2.\tPak je tu je\u0161t\u011b jedna zaj\u00edmav\u00e1 mo\u017enost, kterou jsem jeden rok zkou\u0161el i j\u00e1 a byl jsem velice p\u0159ekvapen. Za\u010dn\u011bte 1. t\u00fdden v roce, kdy si vytvo\u0159\u00edte pokladni\u010dku a ka\u017ed\u00fd den budete p\u0159isp\u00edvat n\u011bjak\u00e9 pen\u00edze. Rozd\u011bl\u00edte si p\u0159\u00edsp\u011bvky na dny a ka\u017ed\u00fd nov\u00fd t\u00fdden si to budete navy\u0161ovat, a\u017e do konce dan\u00e9ho m\u011bs\u00edce a nov\u00fd m\u011bs\u00edc za\u010dnete na novo. Zde vytvo\u0159\u00edm p\u0159\u00edklad na rok 2020:\t1. 1. – 5. 1. (1. t\u00fdden) budete denn\u011b vkl\u00e1dat 10,-\t6. 1. – 12. 1. (2. t\u00fdden) budete denn\u011b vkl\u00e1dat 20,-\t13. 1. – 19. 1. (3. t\u00fdden) budete denn\u011b vkl\u00e1dat 30,-\t20. 1. – 26. 1. (4. t\u00fdden) budete denn\u011b vkl\u00e1dat 40,-\t27. 1. – 31. 1. (5. t\u00fdden) budete denn\u011b vkl\u00e1dat 50,-\t1. 2. – 2. 2. (1. t\u00fdden) se vr\u00e1t\u00edte a budete vkl\u00e1dat pouze 10,-\t \tSamoz\u0159ejm\u011b si to m\u016f\u017eete upravit podle sebe. T\u00edmto zp\u016fsobem budete pokra\u010dovat a\u017e do konce roku 2020 a na nov\u00fd rok budete m\u00edt v pokladni\u010dce n\u011bco okolo 12.000 korun. 3.9\/5 - (9 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u00e1lo pen\u011bz, m\u00e1lo z\u00e1\u017eitk\u016f","item":"https:\/\/www.zuzaart.cz\/malo-penez-malo-zazitku\/#breadcrumbitem"}]}]